Financial Services Guide

Click Here to view the Financial Services Guide (FSG)

Version 9, 1st November 2018

Version 4, 7th March 2018

Bestdealinsurance.com.au Pty Ltd is an Authorised Representative of Consultum Financial Advisers Pty Ltd ABN 65 006 373 995 | AFSL 230323

The Financial Services Guide is to help you decide if you want to use our services

For your protection the law requires that you are given our Financial Services Guide (FSG). The FSG contains information about:

Who we are;
How we can be contacted;
What fnancial services and class of products we may provide to you;
How we, our Authorised Representatives (and any other relevant persons) are remunerated;
Any of our associations or relationships that might be expected to infuence our fnancial services; and
Our internal and external complaints handling procedures and how you can access them.

Business Profile

Bestdealinsurance.com.au Pty Ltd Authorised Representative number 384403 (Best Deal Insurance)

Best Deal Insurance is authorised to deal in and provide general advice on Insurance and Risk products however, Best Deal Insurance makes no recommendations nor gives personal advice of any description. Best Deal Insurance has no authority to issue, vary, cancel policies nor settle claims for products on behalf of any insurer.

Best Deal Insurance collects customer information with the aim of supplying the customer with a quote or quotes and to complete applications for customers on behalf of an insurer. In providing these services Best Deal Insurance takes all care not to provide any personal financial advice. In some cases a combination of information and quotes may be sufficient to constitute an implied advice or recommendation. In these situations this implied advice is general in nature and may not be relevant to your individual circumstances.

We provide general advice only on and/or arrange Risk Insurance products issued by third parties. In providing general advice and arranging the issue of general and life risk insurance products, Best Deal Insurance will be acting on behalf of various insurers referred to as "insurance partners". These insurance partners may also contribute to information posted on the Best Deal Insurance website.

If you want personal financial product advice, we can refer you to a Financial Adviser authorised under Consultum Financial Advisers Pty Ltd.

We are not owned, nor part owned by any insurance partner. Where Best Deal Insurance provides general advice on and/or arranges for a financial product to be issued by an insurance partner we do so in accordance with commercial arrangements made between us and the insurance partner.

How do I contact Best Deal Insurance?

Postal: Bestdealinsurance.com.au Pty Ltd, PO Box 488, The Gap QLD 4061 or 105 Kays Road, The Gap QLD 4061
Phone: 1300 061 733
Website: www.bestdealinsurance.com.au

Service Costs

Best Deal Insurance provides general advice only and do not charge any professional fees for this service.

If you purchase an insurance product through Best Deal Insurance we will be paid a commission. The commission is dependant on the premium you pay and you will not be charged extra. Details of these commission rates are outlined within the FSG.

If however you request personal advice and you wish to be referred to an authorised representative of Consultum Financial Advisers Pty Lty then you may be charged a fee by that representative accordingly. Details of this will be provided by that representative before you decide to use their services.

Our price guarantee

Bestdealinsurance.com.au Pty Ltd is an Authorised Representative of Consultum Financial Advisers Pty Ltd ABN 65 006 373 995 | AFSL 230323

The information contained in this web site is general advice only and does not take into account your financial circumstances, needs and objectives. Before making any decision based on the content of the web site, you should assess your own circumstances or seek advice from a financial adviser and seek tax advice from a registered tax agent. Information in this web site is current at the date of publishing and may change.

The information and certain references in this web site, where indicated, are taken from sources believed to be accurate and correct. To the extent permitted by the Law, Consultum, its representatives, officers and employees accept no liability for any person that relies upon the information contained herein.