Why was Best Deal Insurance established?
Our founder has over 30 years experience in the insurance industry.
Before launching Best Deal Insurance he was seeing every day customers who were being sold over priced and low grade insurance products, particularly from TV adverts.
He saw the opportunity to provide a service to customers that put them in control of the price and product choice, but without the hassle of having to search the market for themselves.
Bestdealinsurance.com.au Pty Ltd is an Authorised Representative of Consultum Financial Advisers Pty Ltd ABN 65 006 373 995 | AFSL 230323.
Why deal with us?
The Best Deal Insurance core values are:
Help you with your research
Speed and efficiency
Help you with your research
We provide free quotes and product information on a range of Australia's leading Life insurance companies for our customers throughout Australia.
Best Deal Insurance puts the customer first.
Our customers choose their own insurance requirements and we provide free quotes and product information to help them make an informed choice on price, product and company. We are available to answer any questions over the phone.
We will never try and push customers into buying, but when our customers decide to buy a Life insurance product we'll complete the application with them over the phone, hassle free.
Best Deal Insurance will provide price and product information to help you find competitive prices and quality products.
Speed and efficiency
Who has time these days? With Best Deal Insurance its as easy as 1,2,3
1. We search fill in our online quote form it takes less than a minute or phone us for a quote on 1300 061 733. We'll do the searching for you.
2. You choose from our free and price and product comparison system and if you decide to buy a Life insurance product, we'll complete the application with you over the phone, hassle free.
3. You save both time and money.
So, how does Best Deal Insurance make money?
Best Deal Insurance guarantee to never charge you a fee and you'll have a 30 day money back guarantee on any Life insurance product you buy through us.
If you decide to buy a product, Best Deal Insurance will be paid a commission from the Life insurance company you have chosen and once your plan has started. This commission is paid by the Life insurance company from the premiums you pay and you won't be charged extra.
Best Deal Insurance provide a price and product comparison report on Australia's leading Life insurance companies from the quote information you request online or over the telephone.
The comparison report will show us a list of Life insurance companies that have the product you are interested in, a quote of the price they will charge and where available how well the product rates on the research system at the time of your request. We may choose to offer you this service by email, phone or post. Where only one or a limited number of companies offer the insurance you are intersted in, we will only provide you with information relating to these companies.
We are available by telephone to answer any questions you have on the Life insurance company, product or price. This is a free service at no cost or obligation to you.
As we don't know your personal circumstances we can only provide you with Life insurance quotes based on the information you provide us e.g. your age, sex, smoker status, occupation and the type and amount of cover you require. We will not offer you advice on the suitability and merits of any insurance product to your personal circumstances.
Best Deal Insurance will also provide full Product Disclosure Statements. Before buying any insurance product we recommend that you read the product disclosure statements fully. We will be available to answer any Life insurance product related questions you have.
If you are seeking more detailed advice on the types and amounts of cover that are appropriate for your personal circumstances we recommend that you seek advice from a Financial Adviser who can provide a full advice service and we can refer you to one if you require this.
We also cannot advise you on the merits of switching products other than to provide you with a comparison of premiums. Before switching any insurance product we recommend that you obtain advice before making a final decision.
If you decide to buy a Life insurance product, we will complete the application with you over the phone and look after your application through to completion.
Please note that most Life insurance products are subject to underwriting by the relevant insurance company based on your health, occupation and lifestyle details.
Quotes cannot be guaranteed because occasionally the insurance company may decide to offer you alternative terms if they believe there is a greater risk to them because of your personal health, occupation or lifestyle.
If you are offered alternative terms by a Life insurance company, Best Deal Insurance guarantee to check with other Life insurance companies to see if they would offer similar terms. Regardless of whether we can or cannot find another Life insurance company who may offer better terms we will advise you of, and discuss, any alternative terms with you before you make any final decisions to proceed with the insurance product.
To read our full service Terms and Conditions please click here and if you have any questions please call us on 1300 061 733 - we're here to help you.